Magenta Brochure
 

magenta : special risk

There are a number of eventualities where certain risks fail to meet the standard requirements of market insurers. Such ‘difficult to place’ risks, may include:

  • Non-standard construction
  • Poor claims history
  • Criminal convictions
  • Listed buildings
  • Previous insurance declinatures, refusals or cancellations
  • Properties used partly for business use
  • Bed & Breakfast, part lets and lodgers
  • Previous subsidence
Features of magenta:special risk
  • Up to £1,500,000 of buildings cover.
  • Up to £75,000 contents cover available, but more available on request.
  • Legal expense cover up to £50,000 and ID theft as standard.
  • Basic accidental damage included as standard.
  • Extended accidental damage option available.
  • 10% contents sum insured included for personal possessions away from the home and 60 days worldwide.

Additional benefits:

  • A-rated capacity.
  • Flood RE scheme compatible.
  • No cancellation or adjustment fees.
  • Automatic annual renewal.
  • All quotations and individual terms subject to underwriting review.

  • £5,000 trace and access cover.
  • £3,000 cover for children away at university/college during term time.
  • Option to add pedal cycles.
  • Property owner’s liability of £2,000,000.
  • Alternative accommodation to £25,000.
  • Home emergency cover available.
 
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